ESOP

Hard Work. Company Commitment.

HOUCHENS INDUSTRIES IS A 100% EMPLOYEE OWNED COMPANY

Houchens Industries, Inc. is proud to be 100% employee owned! Employee ownership allows employees to share in the success of our Company and to build retirement benefits through participation in the ownership of our Company.

DIVERSIFICATION

One disadvantage of a typical ESOP company is that the retirement accounts of the participants are usually almost entirely invested in Sponsor Company stock. This lack of diversification can be a significant risk. Houchens Industries is proud to be a well-diversified organization with investments in several companies in the retail, industrial, consumer products, insurance, and construction industries.

Our largest cumulative investment in any industry is less than 30% of the overall value of Houchens Industries, Inc. Our diversification helps offset exposure in any single industry and helps protect the retirement benefits against wide swings in particular sectors of the economy.

EMPLOYER CONTRIBUTIONS

Every year, eligible participants receive a stock contribution related to the release of shares and reallocation of forfeitures in accordance with the Plan document. These annual contributions are made entirely by the Company and never involve employee contributions.

CUMULATIVE BENEFITS PAID

Since the inception of the ESOP on October 2, 1988, employees have been paid cumulative benefits over……

Greater than
$2,000,000,000

QUESTIONS ABOUT THE ESOP?

Please don't hesitate to reach out!